Our time together during the home loan process is more than a transaction, it’s a partnership. We partner with you to make sure every loan decision achieves your short-term needs on the way to your long-term goals.
SCHEDULE A CONSULTATION:
MORE THAN A
IM YOUR PARTNER.
Through our strategic network of lending partners, we offer a variety of mortgage loan programs to accommodate borrowers who seek financing for residential properties. Our rates are aggressive, plus the assurance you are backed by a local team of experts with over 15+ years of industry experience.
Contact me and let's schedule a meeting to make your dreams come true.
OUR MORTGAGE PROCESS
Check out our loan process and see how easy we make it for you!
Step 1: Pre-Approval
A loan pre-approval sets you up for a smooth home buying experience and gives you an idea of how much house you can afford. This will narrow down your search and save time. Apply now to begin working on your pre-approval.
Step 4: Opening the File
Loan processors gather documentation about the borrower and property, review all information in the loan file and assemble an orderly and complete package for the underwriter.
Step 2: House Shopping
Once you’ve been pre-approved, it’s now time to start working with your Realtor and viewing homes.
Step 5: Underwriting
The underwriter is the key decision-maker. They closely evaluate all the documentation prepared by the loan processor in the loan package.
Step 3: Apply for Mortgage
A few documents are needed to get a loan file through underwriting. Some of the information will be gathered online or over the phone.
Step 6: Closing
Documents (everyone in the mortgage industry calls them loan docs) are drawn, meaning they are printed out and sent to the title company (or attorney's office) where the closing meeting takes place. You can expect a big stack of papers.
MEET MR. MORTGAGE
Broker and Founder, Sergio Melendez began his career in mortgage lending in 2004 and for the past decade has been working for local banking institutions managing residential lending operations. After his experience in banking, he saw a need to provide a higher level of expertise and personalized service to clients and business partners in the real estate industry.
This is how Mr. Mortgage, LLC was born, to provide clients and business partners with the highest level of personalized service, expertise and competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple and straightforward. Whether your goal is to purchase or build a new home, refinance an existing loan, or invest in residential real estate, our expert team is here to walk with you every step of the way.
Let’s bring you home.